If seen, almost everyone has their own bank account? Not only this, many people have more than one bank account. People open more than one bank account so that they can keep their money in different accounts and get good interest from different banks etc. At the same time, it is also generally seen that not all people are able to run their bank accounts together, due to which people close many bank accounts and during this time they make some mistakes which can cause loss to them. Is. So let us know what things can be kept in mind while closing a bank account, so that you can avoid losses. You can know about this in the next slides...
These things can be kept in mind:-
If you have a bank account and you are getting it closed, then you should avoid closing the account within one year of opening it. If you do this, you have to pay closing charges. To avoid this, you can close your account after one year.
At the same time, if for some reason you have to close your account early, then you can close it within 14 days of opening the account to avoid charges. In such a situation you do not have to pay any charge.
How do you get money?
When you close a bank account, you can get only an amount of cash up to Rs 20 thousand. Under the rules, more than this amount cannot be given in cash.
In such a situation, if you have more than Rs 20 thousand deposited in your bank account, then the bank asks you for information about your other bank account. After this, money is transferred to that account by the bank.
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