EPFO Members Can Now Verify Their PF Balance After Interest Credit

The Employees' Provident Fund Organisation (EPFO) has started crediting the annual interest for the financial year to eligible Provident Fund (PF) accounts. The interest has been deposited at a rate of 8.25%, allowing millions of salaried employees across India to see an increase in their retirement savings.

After the interest credit, subscribers can quickly verify their updated PF balance using multiple online and offline methods. Whether you have internet access or not, EPFO offers convenient options to check your account details.

EPFO Begins Crediting 8.25% Interest

EPFO has transferred interest at the approved 8.25% annual rate into eligible Employees' Provident Fund accounts. The credited amount becomes part of the subscriber's PF corpus, helping employees build long-term retirement savings.

If you are an EPF member, you can confirm whether the interest has been added by checking your updated account balance through the available official channels.

Four Simple Ways to Check Your EPF Balance

1. Through the EPFO Member Passbook Portal

Members can log in to the EPFO Member Passbook portal using their Universal Account Number (UAN) and password. After signing in, select the relevant Member ID to view the latest PF balance, including the credited interest.

2. Using the UMANG App

The government's UMANG mobile application also allows EPF subscribers to access their account information. After logging in with the required credentials, users can check their PF balance, download their passbook, and access other EPFO services.

3. Via SMS Service

Subscribers with an activated UAN linked to Aadhaar, PAN, or a bank account can receive their PF balance through SMS. Sending the prescribed EPFO message from the registered mobile number returns the latest account details, including the available balance.

4. By Giving a Missed Call

EPFO also offers a missed-call facility. Members can dial the designated EPFO number from their registered mobile number linked with their UAN. After disconnecting automatically, an SMS containing the PF balance and account details is sent to the subscriber.

Keep Your UAN Active

To use most digital EPFO services, your Universal Account Number (UAN) should be activated and linked with your Aadhaar, PAN, bank account, and registered mobile number. Keeping these details updated ensures seamless access to PF services and faster verification of your account information.

Why Checking Your PF Balance Matters

Regularly monitoring your EPF balance helps employees confirm that monthly employer and employee contributions are being deposited correctly. It also allows subscribers to verify that annual interest has been credited and detect any discrepancies early.

With the latest interest transfer completed, EPFO members are encouraged to check their updated balance through any of the official methods and ensure their retirement savings continue to grow as expected.