Bank customers planning to visit a branch on Friday, September 4, 2026, should check the holiday schedule before stepping out. Banks will remain closed in several states and cities on account of Janmashtami, while branches in other parts of the country may continue to operate normally.

According to the holiday information cited in the report, bank branches will be closed on September 4 in several locations, including Uttar Pradesh, Uttarakhand and Madhya Pradesh. Janmashtami-related bank holidays will also apply in some other cities and regions.

Bank holidays in India are not always observed uniformly across the country. Apart from nationwide weekly holidays, several closures are determined by regional festivals, local occasions and state-specific events.

Here is what bank customers need to know about the September 4 holiday and other important bank closures during September 2026.

Why Will Banks Be Closed on September 4?

Friday, September 4, is being observed as a bank holiday for Janmashtami in several regions.

As bank holidays can vary according to the region, customers should not assume that every bank branch across India will remain closed.

The Reserve Bank of India (RBI) holiday framework includes region-specific closures. A festival celebrated prominently in a particular state or region can therefore result in bank branches closing there while branches elsewhere continue their normal operations.

This is why checking the applicable holiday for your city or state is important before planning branch-related work.

These States and Cities Will See Bank Closures for Janmashtami

According to the holiday details cited in the report, banks will remain closed on Friday, September 4, in Uttar Pradesh, Uttarakhand and Madhya Pradesh.

As a result, customers in major cities such as Lucknow, Kanpur, Noida, Dehradun, Bhopal and Indore should expect bank branches to remain closed.

The holiday will not be restricted to major urban centres. Bank branches in smaller towns and rural areas of the affected states will also observe the applicable holiday.

The report also lists Jaipur, Ahmedabad, Kolkata and Ranchi among locations where banks will remain closed for Janmashtami.

Customers in these places should complete any branch-dependent banking work in advance or postpone it until the next working day.

Will Banks Open on September 5?

According to the supplied holiday information, bank branches will be open on Saturday, September 5.

This is because banks in India do not automatically close on every Saturday.

Under the regular banking holiday schedule, branches remain closed on the second and fourth Saturdays of every month, apart from Sundays and applicable festival or regional holidays.

Therefore, a Saturday that is not the second or fourth Saturday generally remains a working day unless a separate holiday applies to that particular region.

Banks will then remain closed on Sunday, September 6, as part of the regular weekly holiday.

How Do Bank Holidays Work in India?

Bank holidays can broadly be divided into regular weekly closures and holidays declared for festivals or other occasions.

Every Sunday is a regular bank holiday. Banks are also closed on the second and fourth Saturdays of each month.

Apart from these regular closures, different regions can observe additional holidays for festivals, cultural occasions and important local events.

This regional system explains why a bank may be closed in one city but remain open in another on the same date.

Customers travelling to another state or dealing with banking work outside their home city should therefore check the local branch schedule rather than relying only on the holiday calendar applicable to their own location.

Banks May Remain Closed for Around 14 Days in September

The supplied report states that banks could remain closed for around 14 days during September 2026 when regular weekend holidays and region-specific closures are counted together.

However, this does not mean that every bank branch in India will remain closed for 14 days.

Of these holidays, six are described as regular weekend closures, while another eight are linked to festivals and local events across different regions.

The actual number of non-working days for an individual bank customer will depend on the state or city where their branch is located.

Ganesh Chaturthi Bank Holiday on September 14

Another important date on the September banking calendar is September 14.

The report states that banks will remain closed in several regions for Ganesh Chaturthi, including Belapur, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji and Vijayawada.

Customers in these locations should plan any work requiring a physical branch accordingly.

Other Regional Bank Holidays in September 2026

Additional regional closures are scheduled during the second half of the month.

On September 15, bank branches in Ahmedabad, Bhubaneswar and Panaji are listed as closed for occasions including Samvatsari, Nuakhai and Ganesh Chaturthi.

On September 21, banks are scheduled to remain closed in Guwahati, Kochi and Thiruvananthapuram for occasions associated with Srimanta Sankardeva and Sree Narayana Guru.

Bank branches in Ranchi are listed as closed on September 22 for Karma Puja.

On September 23, banks in Jammu will observe a holiday for the birth anniversary of Maharaja Hari Singh.

The report also lists Gangtok for a bank holiday on September 25 for Indra Jatra.

Since these are regional holidays, customers elsewhere should not automatically assume that their local bank branch will also be closed.

Will ATM and Online Banking Work on Bank Holidays?

A bank holiday mainly affects services that require customers to visit a physical branch.

Digital banking facilities are expected to remain accessible during holidays. Customers can continue using internet banking and ATMs even when bank branches are closed.

With a growing number of banking services now available digitally, customers can perform many routine activities without visiting a branch.

However, anyone needing services that specifically require branch staff, physical documents or in-person processing should plan around the local holiday calendar.

What Customers Should Do Before Visiting a Bank

Customers should check their bank's local branch holiday schedule before travelling, particularly during a month containing several regional festivals.

This becomes even more important when a holiday falls close to a weekend, as branch-dependent work may otherwise be delayed.

For September 4, customers in Uttar Pradesh, Uttarakhand, Madhya Pradesh and the other locations observing the Janmashtami bank holiday should plan accordingly.

Bottom Line

Banks will remain closed for Janmashtami in several parts of India on Friday, September 4, 2026, but the closure is regional rather than nationwide.

The holiday applies to Uttar Pradesh, Uttarakhand and Madhya Pradesh, covering cities such as Lucknow, Kanpur, Noida, Dehradun, Bhopal and Indore. The supplied schedule also lists Jaipur, Ahmedabad, Kolkata and Ranchi among locations observing the holiday.

September has several other regional bank holidays as well, meaning customers should always check the holiday applicable to their own city before visiting a branch.

Even when branches are closed, internet banking and ATM services are expected to remain available, allowing customers to carry out many routine banking transactions without waiting for the next working day.