Bank Holiday October 26, 2026: Planning to visit your bank on Monday? Before heading to the nearest branch, check whether banks will be operating in your city.

According to the regional bank holiday schedule cited in published reports, several banking centres will observe a holiday on Monday, October 26, 2026, because of Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.

However, the holiday does not apply across India. Banks in many major cities, including Delhi, Mumbai, Jaipur, Lucknow and Patna, are expected to operate normally.

Customers should check their local holiday schedule before planning branch-related work.

Bank Holiday October 26: Where Will Banks Remain Closed?

Bank holidays in India vary according to the state and the banking centre.

The following cities are identified in the reported October 26 holiday schedule.

Customers in these locations should expect regular bank branch services to be unavailable during the notified holiday.

Some reports also mention Karnataka or Bengaluru among the affected locations. However, the city-wise holiday information in the supplied reports is inconsistent on this point. Customers in Bengaluru should confirm the applicable holiday directly from the RBI calendar or their bank.

Why Are Banks Closed on October 26?

The October 26 closures are linked to regional religious and historical observances.

Lakshmi Puja

Lakshmi Puja is observed in different parts of India as a festival associated with the worship of Goddess Lakshmi.

In Tripura, the occasion is listed as a bank holiday for October 26.

As a result, banks in Agartala are scheduled to remain closed.

Accession Day

Accession Day commemorates the signing of the Instrument of Accession by Maharaja Hari Singh in October 1947.

The observance is associated with Jammu and Kashmir.

The reported bank holiday schedule lists Jammu and Srinagar for closure on October 26.

Maharishi Valmiki Jayanti

Maharishi Valmiki Jayanti commemorates Maharishi Valmiki, traditionally regarded as the author of the Ramayana.

The occasion is observed in several parts of the country.

According to the cited regional holiday schedule, banks in Chandigarh and Shimla will remain closed.

Will Banks Be Open in Delhi, Mumbai and Jaipur?

Yes, normal bank branch operations are generally expected in several major cities that are not included in the October 26 regional holiday list.

These include:

• New Delhi
• Mumbai
• Jaipur
• Lucknow
• Patna
• Kolkata
• Ahmedabad

Customers should remember that a holiday observed in one state does not automatically apply to branches in another state.

For example, a branch of the State Bank of India in Agartala may remain closed for a regional holiday while a branch of the same bank in Jaipur operates normally.

Individual banks may also issue local notices affecting particular branches.

Will SBI, PNB, HDFC and ICICI Bank Remain Closed?

The applicable regional holiday generally affects scheduled bank branches in the notified banking centre.

Therefore, branches of major public-sector and private-sector banks may remain closed in the affected locations.

These include banks such as State Bank of India, Punjab National Bank, Bank of Baroda, Canara Bank, HDFC Bank, ICICI Bank and Axis Bank.

However, the closure depends on the location of the branch.

It would be incorrect to assume that all branches of these banks across India will remain closed on October 26.

Customers should verify their branch's working schedule before visiting.

October 2026 Bank Holidays: Important Dates

Several regular and regional bank holidays fall towards the end of October.

The October 31 holiday is a regional observance and should not be confused with the regular fourth-Saturday bank closure, which fell on October 24.

Bank customers should consult the official RBI holiday calendar for the complete list applicable to their city.

Will UPI and Online Banking Work on October 26?

Yes. Most digital banking services are generally available even when bank branches are closed for a regional holiday.

Customers can usually continue using UPI, internet banking, mobile banking and ATM facilities.

These services can help customers complete routine transactions without visiting a branch.

However, digital banking facilities remain subject to network availability, technical maintenance and the relevant bank's operational conditions.

Customers should not assume that every banking service will be processed immediately during a holiday.

Which Banking Services May Be Affected?

Branch-based services may be unavailable at locations observing the holiday.

These can include cash deposits and withdrawals at bank counters, document verification, account-related applications and certain customer service requests.

Locker access may also be unavailable where the branch is closed.

Cheque-related processing can be affected depending on the applicable clearing arrangements and operational schedule.

Customers with urgent branch-dependent work should complete it on a working day or confirm whether an alternative facility is available.

How to Check the RBI Bank Holiday Calendar

The Reserve Bank of India publishes information about bank holidays applicable to different banking centres.

Customers can check the relevant schedule by following these steps:

1. Visit the official RBI website at https://www.rbi.org.in/.
2. Locate the bank holiday calendar.
3. Select October 2026.
4. Check the holiday applicable to your banking centre.
5. Confirm the branch schedule with your bank if you have an urgent transaction.

The official calendar is especially useful for people who live in one state but operate bank accounts in another.

Why Do Bank Holidays Differ Across States?

India has national, regional and local festivals observed on different dates and in different places.

As a result, the bank holiday calendar is not identical across all states.

A festival may be a notified bank holiday in one banking centre but an ordinary working day in another.

In addition to regional holidays, regular bank branch closures generally apply on Sundays and the second and fourth Saturdays of each month.

Customers should consider both types of holidays when planning banking transactions.

Final Update

Banks are scheduled to remain closed in selected locations on Monday, October 26, 2026, for Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.

The reported affected banking centres include Agartala, Chandigarh, Jammu, Srinagar and Shimla.

However, October 26 is not a nationwide bank holiday, and branches in cities such as Delhi, Mumbai and Jaipur are generally expected to remain open.

UPI, ATMs and online banking services should continue to function under normal operating conditions.

Customers are advised to verify their local bank holiday schedule before visiting a branch.

Disclaimer: Bank holidays are location-specific and may vary according to official notifications. The city-wise information above is based on the supplied reports. Customers should confirm the latest schedule with the Reserve Bank of India or their respective banks.