Nowadays, inflation is so high that saving money has become difficult. Therefore, all employees choose the option of depositing money directly from their salary into PF. In this, you need money at the time of marriage. At that time, you can withdraw your PF money. The Employee Provident Fund Organization (EPFO) has provided this important facility. According to EPFO ​​​​rules, advance withdrawal of money from EPF account is allowed for one's own or a  family member's marriage. Recently, EPFO ​​​​once again provided information about this facility through its official social media post. 

According to EPFO ​​rules, eligible members are allowed to withdraw PF advances for marriage up to five times. Each time you withdraw money, you must meet the conditions and eligibility criteria set by the EPFO. This facility is not limited to your own wedding; it can also be used for the wedding of your son, daughter, brother, or sister.

Regarding the amount, 75% of the eligible balance in an EPF account can be withdrawn as a wedding advance. However, a 25% balance must be maintained in the account. The actual amount approved depends on the member's existing PF balance and the EPFO's official rules.

To apply online, members should log in to the EPFO ​​Member e-Seva portal using their UAN and password. Then, click on "Online Services." Select the "Claim" option. After completing the bank account verification, select the "Marriage" option under "PF Advance" (Form 31). Enter the required amount. Enter the OTP received on your Aadhaar-linked mobile number and submit.

This process requires an active UAN, a wedding invitation letter, Aadhaar, PAN, bank KYC, and a mobile number linked to Aadhaar. Therefore, if financial assistance is needed for a wedding, this EPFO ​​facility can be a huge help to eligible members.

PC: Rochak Khabre