Friends, in today's digital world, smartphones have become an important part of our lives, which provide many facilities, apart from all this, cases of online fraud and cyber scams are increasing with digitalization. One of the most common methods used by fraudsters is to send fake messages pretending to be from banks. But the question arises whether these messages should be ignored or answered, let's know the full details about it-

The answer is simple: always be alert.

Let's take a look at some common types of messages that you should never respond to:

1. Bank offer messages

Messages offering special deals or special benefits in the name of the bank can be traps.

They may ask you to:

Click on a suspicious link

Share personal information

Reply to the message

Why ignore?

Scammers use such tricks to install malware or gain remote access to your phone. Once inside, they can steal sensitive banking data.

2. Pre-approved loan messages

If you are searching for a loan online, you may start receiving messages saying that your loan is "pre-approved."

Why ignore?

Hackers use this information to trick you into calling them or clicking on a fake link. These messages are often well-timed and believable, but they are designed to phish your data and dupe you.

3. Fake withdrawal alerts

You may get a message saying,

"₹XXXXX has been debited from your account. If you haven't paid for it, click here or call this number."

Why ignore?

These fake alerts are meant to create panic in you and trick you into clicking on malicious links or giving out your details to a fake helpline.