UPI apps have revolutionized digital payments in India. These apps have made it easy, secure and affordable for people to transfer money. With UPI apps, you can transfer money anytime, anywhere and beyond the traditional transaction limits of the bank.

Top 5 UPI Apps in India in 2023

Here are the top 5 UPI apps in India in 2023, from which you can choose as per your choice:

PhonePe:

  • PhonePe is known for fast and secure UPI payments.
  • Offers features like auto-pay, auto-recharge and split payments.
  • Also popular for loyalty programs and cashback offers.

PhonePe is India's leading digital payments company with 50 crore (500 million) registered users and 3.7+ crore (37+ million) merchants covering over 99% of postal codes across India.

Paytm:

  • Paytm is the most popular UPI app in India, which comes with a simple interface and lots of features.
  • Provides all the essential features like quick payments, cashback, bill payments, mobile recharge and in-store payments.
  • Known for high-security and reliable transactions.

Paytm, with over 350 million active users, constituted the highest user base in digital payments in India for the year 2018, according to Statista report. It was followed by PhonePe, which had a user base of 118 million.

Google Pay:

  • Google Pay is a secure and convenient UPI app that is linked to your Google Account.
  • Comes with features like easy payments, bill payments, recharge, and fair bills.
  • Integrated Google Maps and search features make payments easier.
  • Google Pay has 67 million active users in India.

BHIM (Bharat Interface for Money):

  • The BHIM app developed by the Government of India is completely secure and trustworthy.
  • The simple interface and easy transaction process make it a good option for new users.
  • Having direct links with multiple banks provides more convenience to the users.
  • As of December 2022, there were 204.34 million registered BHIM users in India.

Amazon Pay:

  • Amazon Pay is mainly known for making payments on Amazon, but it is also a great UPI app.
  • Apart from shopping on Amazon, it offers features like bill payments, recharge and travel booking.
  • Amazon Prime members get special cashback and offers.

According to Forbes India report, over the years, Amazon Pay has registered 8 crore+ users for UPI, 5 crore+ for Amazon Pay Balance, 80 lakh+ for Amazon Pay Letter and 40 lakh+ for Amazon Pay ICICI Bank Credit Card. Has reached lakh+ users.

Best for youWhen using a UPI app, keep your needs and preferences in mind. Brainstorm factors like security, convenience and offers. Any of these apps can provide you with a secure and convenient UPI experience.

Always be careful while using UPI. Make payments only through trusted apps and keep your UPI PIN safe.

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