Long-term SIP calculation: Full calculation of potential returns on investments ranging from Rs 1,000 to Rs 3,000. Learn the details.

In this changing environment, along with earning money, saving money, and investing it in the right place has become paramount. SIPs in mutual funds are very popular among investors. Let's find out how much a small investment can generate.

SIP Investment Returns Calculation: In this changing environment, along with earning money, saving money, and investing it in the right place has become paramount. Numerous investment options are available in the market, allowing investors to invest according to their convenience. SIPs in mutual funds are very popular among Indian investors. This allows investors to build a substantial corpus by investing small amounts over a long period of time.

 

If market trends remain positive, SIPs offer better returns. This is why many people are choosing SIPs as a way to invest. Small investors who invest a thousand or two thousand rupees each month wonder how much return they will receive over the long term. Let's find the answer to this question...

This much fund will be created on an investment of Rs 1000

Regular investing habits help build a strong corpus over the long term. For example, if someone invests Rs 1,000 every month in a mutual fund through a SIP and continues this investment for 20 consecutive years, the investment can be made in the form of a fixed deposit.

Based on an assumed return of 12% over this period, he or she could have a corpus of approximately ₹9.19 lakh. The investor's total deposit over this period would be ₹2.40 lakh, while the potential earnings could be approximately ₹6.79 lakh, clearly demonstrating the power of compounding.

A monthly SIP of Rs 2,000 can create this much corpus in 20 years.

If an investor invests Rs 2,000 every month as an SIP in mutual funds and maintains this investment for 20 consecutive years, then at an estimated return of 12 per cent, he can have a corpus of around Rs 18.39 lakh.

The total investment during this period would be Rs 4.80 lakh, while the potential profit could reach approximately Rs 13.59 lakh, demonstrating the benefits of disciplined investing over the long term.

A SIP of Rs 3000 will generate this much fund in 20 years.

Investing in mutual funds through a SIP of Rs 3,000 per month and continuing this for 20 years can build a substantial corpus. Based on an assumed return of 12%, the total corpus at the end of this period could reach approximately Rs 27.59 lakh.

The total investment from the investor's pocket during this period will be Rs 7.20 lakh, while the potential earnings could be around Rs 20.39 lakh.