From tomorrow i.e. from January 1, this big rule related to RBI bank is going to change, due to which will have a direct effect on the bank customers, let us know what are these rules.
New rules are being implemented from the first day of the new year regarding bank lockers. If you also keep or are planning to keep goods in the bank locker, then there is important news for you. According to RBI rules, from January 1, 2023, there is going to be a change in the rules related to the Reserve Bank Locker, which will have a direct impact on the customers. Bank customers will get a big benefit from this rule.
Locker rules will change from January 1
According to this rule, if there is any damage to the goods kept in the locker, then the bank will have to compensate for it. Not only this, customers will have to sign an agreement till December 31, in which all the information about the locker will be given. With this, bank customers will always be updated about their essential items.
Before the new year i.e. January 1, 2023, the locker owners will have to get an agreement made, and for this, they must be eligible. Messages are also being sent by the banks to the customers to get the locker agreement done. Punjab National Bank (PNB) is also sending alerts to its customers, in which it is written, 'As per RBI guidelines, the new locker agreement has to be executed before 31 December 2022.'
In these circumstances, the bank will give compensation
According to the new rules of RBI, now the customers will get a big benefit. If the salmon kept in the locker is damaged due to the negligence of the bank, then the bank will have to pay. This means now according to the new rule, the responsibility of the bank has increased. Not only this, but the bank will also compensate for the loss caused due to fraud by the employees of the bank. Under this, the liability of the bank will be up to 100 times the annual rent of the locker.
When will not get compensation?
Now the question is under what circumstances the customers will not get compensation? According to the new rule, if there is any damage to the contents kept in the locker due to natural calamities like lightning, earthquake, flood, storm, etc., due to the customer's fault or negligence, the bank will be responsible for it.
