When you join a government scheme, you get many benefits under that scheme. The government bears the entire cost of these schemes and gives benefits to the eligible people. In this, while some schemes are run by the state governments, many schemes are run by the central government. For example, the central government runs the Pradhan Mantri Vishwakarma Yojana under which 18 traditional businesses have been added and apart from economic benefits, many other types of benefits are also given to these people. In such a situation, can you take a loan of up to three lakh rupees after joining the PM Vishwakarma Yojana or not? So let's know about this. You can know about it in detail in the next slides...
Who can join the scheme?
Fishing net makers
Goldsmiths
Stone breakers
Hammer and toolkit makers
Cobblers/shoemakers
Blacksmiths
Barbers i.e. hair cutters
Stone carvers
Masons
Basket/mat/broom makers
If you are a sculptor
Boat maker
If you are a lock maker
Doll and toy maker
Washerman
Tailor.
Do you get a loan?
People who join the PM Vishwakarma Yojana are given many benefits under the scheme. One of these is the loan facility. There is a provision to give a loan of up to Rs 3 lakh to the beneficiaries.
When you join the scheme, after this you can first take a loan of up to one lakh rupees and then after repaying it, you can take an additional loan of up to two lakh rupees. The most important thing in this is that the government provides you with this loan at cheap interest rates and without any guarantee.
These benefits are also available
Under the PM Vishwakarma Yojana, many other benefits are also given to the beneficiaries. For example, after joining the scheme, you are given Rs 15,000 so that you can buy a toolkit.
At the same time, the beneficiaries are also given a few days of advanced training for which a stipend of Rs 500 is given daily.
(PC: ISTOCK)
