New schemes are run by the government for the farmers, one such scheme has been started by the Government of India. We are talking about the Pradhan Mantri Kisan Mandhan Yojana. This scheme was started by the Government of India in 2018. Under this scheme, farmers are given Rs 3000 every month by the government. But many farmer brothers are deprived of this scheme, in such a situation, what is the reason for being deprived in this and which farmers are not able to get the benefit of Pradhan Mantri Kisan Mandhan Yojana, let us tell you.
What is Kisan Maandhan Yojana This is a national pension scheme. The aim of this scheme is to benefit small and marginal farmers. For this scheme, farmers have to invest only 55 rupees every month and they are given 3 thousand rupees every month after crossing the age of 60 years. Let us tell you that no processing fee is charged for joining this scheme. If you want to leave this scheme after some time, then whatever you have contributed will be returned to you along with interest.
These people do not get the benefit of the scheme If you are taking advantage of any scheme like National Pension Scheme, Employees State Insurance Corporation Scheme, Employees Provident Fund Scheme or are coming under its purview, then you will be deprived of Pradhan Mantri Kisan Mandhan Scheme. Apart from this, those farmers who have opted for Pradhan Mantri Shram Yogi Mandhan Yojana operated by the Ministry of Labor and Employment, cannot take advantage of this scheme. The benefit of this scheme is also not available to those people who are taking advantage of Pradhan Mantri Laghu Vyapari Mandhan Yojana of the Ministry of Labor and Employment or have been selected for it. People with good financial status are also deprived of this scheme.
These people are also not eligible Under this scheme, the more you deposit, the more pension amount you get. Farmers who have more than two hectares of land, or whose annual income is more than 18 lakhs, will not get the benefit of this scheme. To avail the benefits of this scheme, you need to contribute regularly.
(PC: Freepik)