Ayushman Bharat Yojana has opened the way for free treatment for poor and needy families, but do you know that not every disease is treated under this scheme? If you have an Ayushman card, then before using it, it is important to understand which diseases it does not cover. This article will give you all the information, so that you can take the right decision at the right time. Our aim is to let you know the truth in reliable and easy language, which can affect your life.
What is the scope of Ayushman Yojana?
Pradhan Mantri Jan Arogya Yojana (PM-JAY), popularly known as Ayushman Bharat, provides free treatment of up to Rs 5 lakh every year to more than 12 crore families in the country. This scheme has proved to be a boon for the treatment of serious diseases like cancer, heart disease, kidney problems and operations. But every scheme has its limitations, and Ayushman Yojana is also not untouched by it. Many people assume that all their small and big diseases will be cured with this card, but it is not so. Some special diseases and treatments are kept out of the scope of this scheme.
Treatment of these diseases will not be available
With the Ayushman card, you will not get treatment for common cold, fever, or minor diseases, because this scheme is only for serious cases of hospitalization. Apart from this, the cost of cosmetic surgery (such as plastic surgery or beauty treatment), infertility treatment (IVF), and diseases related to addiction is also not covered. If you already have a disease and its treatment has already started, then its expenses will also not be included in the Ayushman scheme. Also, alternative medicine like homeopathy or Ayurveda do not come under this scheme. To ensure that your treatment is covered, always check before the hospital whether your disease is included in the scheme or not.
Why is this information important?
Many times people reach the hospital without information and later come to know that their treatment cannot be done with the Ayushman card. This not only wastes time and money, but also increases mental stress. The government has made this scheme a support for the poor, but it is not a panacea for every problem. If you want to use this card properly, then first know in which situations it will help you and in which it will not. This will help you plan your budget and treatment in advance.
