To get success and wealth in life, not only hard work but also policies are necessary, know the 7 secret policies of Chanakya which will bring money like rain
- bySherya
- 21 May, 2025

If the name of any great thinker and strategist is written in golden letters in the history of India, then it is Acharya Chanakya. Chanakya was not only a scholar of Takshila University, but he also played a decisive role in laying the foundation of the Maurya Empire. His policy, philosophy and understanding of economics are as relevant today as they were in ancient times. Chanakya believed that money is not just a resource, but a weapon through which power, respect and success can be achieved. He has told many such secrets in his policies, which if adopted in today's time, can not only make you financially capable, but can also bring a shower of money in your life. Let us know the 7 secret money policies of Chanakya, by following which you can not only earn money, but can also move towards prosperity in life by saving, increasing and investing it in the right direction.

1. Wealth stays only where there is restraint
Chanakya says, "In a house where there is no restraint and virtue, Lakshmi does not stay." This policy teaches us that the tendency to spend recklessly and a life immersed in pleasure and luxury ultimately leads to poverty. Personal discipline and financial restraint are necessary to maintain wealth.
Remedy: Invest at least 30% of your monthly income in savings. Focus on long term security rather than short term pleasure.
2. Keep your income and savings secret
Chanakya says – “To flaunt your wealth and property is to invite destruction.” Spending ostentatiously is not only a waste of money, but it also gives rise to jealousy, theft and deceit.
Remedy: Share your income, investments and property information with limited people and be restrained in public life.
3. Wealth is valuable only when it is useful at the right time.
If money is accumulated but is not available at the time of need, then it is of no use. Chanakya suggests that the assets should be such that they are liquid – that is, they can be used when needed.
Remedy: Instead of locking your money in fixed assets, keep some amount in cash, mutual funds, or liquid investments.
4. Donation increases wealth, not decreases it.
Acharya Chanakya believed that wealth increases when it is used in good deeds. Donation made for the benefit of the poor, needy and society not only gives mental satisfaction, but also increases virtue and luck in life.
Remedy: Regularly spend 5-10% of your income in some social or religious service.
5. Investing at the right time is the real wisdom
Chanakya Niti says – “The person who does not take a decision on time, his opportunity passes away even when it is in front of him.” Not only accumulation of money, investing it at the right time and place is also very important.
Remedy: Before investing in stock market, real estate, gold or business, do complete research and use the opportunity properly.
6. The source of income should be pure
Chanakya clearly states that wealth earned through unethical means is destroyed and its result is painful. Wealth flourishes only when it is earned through honesty and hard work.
Remedy: Always keep your source of income ethical and legal. No matter how difficult it is, do not take the wrong path.
7. Protection of both knowledge and wealth is essential
Chanakya believed that "It is the duty of every wise person to increase and protect both knowledge and wealth from time to time." Only earning is not enough, but one should also have education and understanding to increase it.
Remedy: To increase financial understanding, read books, do financial courses and always believe in life long learning.
These seven secret policies of Chanakya are not just means of earning money, but a complete philosophy of life. If a person adopts these principles, then no one can stop him from achieving success. Money should not be only in the pocket, but in the mind. When there is prosperity in the mind, then money comes automatically. So the next time you think of earning money, remember these words of Chanakya – because money comes only when effort is combined with policy. And then not only money comes, money rains.