Cyber ​​Fraud: If you scan a QR code for everyday shopping or small or big payments, then this news can alert you.

If you scan QR codes for everyday purchases or small or large payments, this news should alert you. As digital payments have become more common in India, fraudsters have also found new ways to exploit them. Scammers are now directly attacking people's bank accounts through QR codes, and in many cases, accounts are being emptied in a matter of moments.

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In fact, recent reports indicate that a network of fake QR codes is being spread in many cities and towns. Scammers discreetly replace genuine QR code stickers in public places with their own fake codes. Parking areas, tea shops, paan shops, and other places where people make quick small payments have become favorite targets for scammers. Once someone scans the QR code unnoticed, the money is transferred directly to the scammer's account.

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To understand this scam, it's important to understand how QR codes work. Typically, one type of QR code is one that, after scanning, allows the user to enter the amount and make the payment. Another type of QR code is created for a pre-determined amount, with no option to change the amount. Scammers are exploiting this second type of QR code. They use codes that, when scanned, display a payment for a fixed amount on the screen, prompting people to enter their PIN in a hurry.

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The matter doesn't end there. In many places, fake QR codes are taking people to fake payment apps or websites that look like the real thing. As soon as someone enters their UPI PIN or OTP, money is deducted from their account. In some cases, malware or viruses are also being delivered to mobile phones through QR codes, allowing scammers to remotely gain control of the phone. This puts not only bank accounts but also personal information and photos on the phone at risk.

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Therefore, caution is crucial when making payments using QR codes. Never rush into a payment and always check that you are entering the amount correctly. If a PIN page opens immediately after scanning or you are pressured to approve the payment, stop the process immediately.

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Be sure to check the message you receive from your bank after making a payment. Also, if a QR code tries to direct you to another suspicious page or app, close it immediately. A little caution can save you from serious losses.