It is often seen that people face many types of financial problems in their post-retirement life. At this stage of their age, they have no means of earning. In such a situation, people are forced to be financially dependent on someone else. If you are working and want to invest in a scheme to secure your old age life. In such a situation, this news is especially for you. Today we are going to tell you about those best investment schemes, where by investing you can collect a good amount of funds at the time of retirement. In such a situation, you will not need to be financially dependent on any other person in your post-retirement life. Let us know about these schemes in detail -
Senior Citizen Savings Scheme
Post Office Senior Citizen Savings Scheme has been started especially for senior citizens. At present, by investing in this scheme you are getting an interest rate of 8.2 percent. The money you have received at the time of retirement. You can invest it in this scheme.
Mutual fund
If you are working and along with working, want to invest for the long term keeping in mind the future. In such a situation, mutual fund SIP can prove to be a good option for you.
You can start investing your money by making SIP in a good mutual fund scheme. There is a possibility of getting good returns from mutual funds as compared to other schemes. You can collect a good amount of funds from here in the long term. Mutual fund investments are subject to market risks. Before investing in this, take advice from experts.
LIC Saral Pension Plan Scheme
This scheme of LIC is a non-linked single premium individual immediate annual plan. In LIC's Saral Pension Plan, you have to invest in a lump sum. After that, you get the benefit of a pension throughout your life. Many people across the country are investing in this great scheme of LIC. People of a minimum of 40 years of age can invest in this scheme of LIC. The maximum investment age has been fixed at 80 years.
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