The Central Government is running many schemes to help the people of the country financially. Schemes are being run for women, youth, and senior citizens. Most of the government schemes are being operated from the post office. A similar scheme is being run through the post office. This scheme will yield Rs 2.32 lakh in just two years. It comes under a small savings scheme.
The most important thing is that there is negligible risk in all the schemes run under the post office. Apart from this, the benefit of tax benefits, monthly earnings, and guaranteed returns are also available. Some post office schemes are for retirement, which guarantees financial help after retirement. In this news, we tell you about the Mahila Samman Saving Certificate Scheme of the Post Office. Let us know complete information about this scheme…
What is the plan?
Mahila Samman Saving Certificate Scheme was started by the government to provide financial help to women. Under this scheme, you can deposit from one thousand rupees to two lakh rupees. Money deposited should be in multiples of 100 only. Multiple accounts can be opened under this scheme, but the deposit amount should not exceed a maximum of Rs 2 lakh. Under this scheme, there should be a gap of 3 months from the date of opening the second account.
This much interest is earned
The interest rate on this scheme is 7.5 percent per annum, but the interest is deposited on a three-monthly basis. The maturity period of this scheme is only 2 years, but after one year from the date of deposit, a maximum of 40 percent of the remaining money can be withdrawn. A partial withdrawal facility is available only once before maturity.
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You get so many lakhs on maturity
If you invest a maximum of Rs 2 lakh in this scheme, you will get an interest of Rs 32044 at the rate of 7.50 percent. In such a situation, a total of Rs 2,32044 is given on maturity in two years.
Scheme Terms and Conditions
In case of the death of the account holder, the nominee or family members can withdraw this deposited amount. The money can be withdrawn for medical help in case of life-threatening illnesses. If you withdraw money, you can also close the account. The account is allowed to be closed after 6 months of opening the account. In such a situation, the account holder will be given money at less than 2 percent interest.
(PC: ISTOCK)
