The central government and state governments are running many schemes to improve the lives of the people. At present, different schemes are being run by the Central Government for each category. These schemes are beneficial and welfare. Schemes are going on for farmers and women. Prime Minister Narendra Modi had launched 'PM Vishwakarma Yojana' on 17th September, on the occasion of his birthday.

If someone wants to start his own business, he can get a loan of up to Rs 3 lakh under this government scheme. Under this scheme, loan will be available without any guarantee. But, for this, the government has fixed 18 trades in which the beneficiary should be engaged. In such a situation, you can apply to take advantage of this scheme. Let us tell you how to apply. So let's know about it...

What is Vishwakarma Yojana?
Under Vishwakarma Yojana, many benefits will be given to artisans having traditional skills like goldsmith, blacksmith, barber, and cobbler. The government has included 18 traditional skill occupations in this scheme. This will help the artisans and craftsmen present in rural and urban areas across the country.

These people will get the benefit
Boat builders
Pottery maker (potter)
Raj Mistri
Fish trappers
Tool kit manufacturer
Stone breakers
Cobbler/shoe artisan
Basket/mat/broom makers
Doll and other toy manufacturers (traditional)
Garland makers,

Know how you can apply?
If you are eligible and are 18 years of age or older, visit your nearest Jan Seva Kendra.
Here you have to provide related documents
After this, if everything is found correct, your application will be submitted.

Beneficiaries will get these benefits
You will get a stipend of Rs 500
15 thousand rupees advance for tools
You will get a loan of Rs 1 lakh without security, which will have to be returned in 18 months and further you can take more money.
Beneficiaries will get facilities like incentives.

(PC: iStock)