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Everyone dreams of having their own beautiful home as a large number of people either live in rented houses or face challenging living situations. However, for those who are economically disadvantaged, owning a home may seem like a distant dream. This is where the Pradhan Mantri Awas Yojana of the Government of India comes into play, which provides financial assistance to eligible individuals to fulfill their dream of owning a home. Many people have benefited from this scheme and many people are in the process of applying. If you are considering applying for this scheme, here are some important things to keep in mind to avoid becoming a victim of fraud or scams.

Do not share confidential banking information:

During the application process, avoid sharing confidential banking information like your OTP, debit card number, CVV, or net banking password for transactions with anyone. Keep your financial details secure.

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Be careful about the Aadhaar card:

In the current digital era, cases of fraud related to Aadhaar are increasing. Therefore, during the application process, make sure that you do not leave your original Aadhaar card anywhere or give it to anyone. If the concerned authorities request an Aadhaar card for verification, show them the original and submit a photocopy and not the original document.

Do not pay money:

Many times, individuals fall into the trap of fraudsters who ask for money and promise to speed up the process or ensure that your application is approved quickly. Never make this mistake, because these fraudsters may cheat you and fail to fulfill their promises. The application process follows government rules, and if you are eligible, you will receive benefits without any additional payments.

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Beware of fraudulent persons:

Understand that if you are not eligible for the scheme, no one can get your application approved. If someone tells you that they can help you profit from the scheme, do not believe them. Such decisions are subject to scrutiny, and the consequences can be serious for both you and the fraudster.