Now slowly the digital revolution has come in India. Almost all the work is being done digitally. Now there is hardly anything left for which you cannot make digital payment. People prefer to make digital payments instead of keeping cash. But where digital payments have now made their presence everywhere.
At the same time, the risk of fraud has also increased. It has become easy to trap people by deceiving them through digital payments. The ways of committing fraud with them have also become very easy now. If you make digital payments, then keep five things in mind. Which will help you to avoid fraud.
Always check credibility
When you are making digital payments through a link or an app. So ask yourself whether this payment is safe. Check online reviews about that company. Find out about its website. If you do not find much presence of that website online, much information about that company.
So understand that something is wrong. Because any genuine e-commerce website has information on the internet about its payment options. There are also customer reviews about it. If you feel that something is not right, then do not make the payment at all.
Do not hurry at all
Often fraudsters ask you to make the payment immediately. They create such an atmosphere around you that you start feeling that if you do not make the payment immediately, you will suffer a loss. Fraudsters tell you that this is a limited-time offer, you have to make the payment immediately or else the offer will end.
So let us tell you that if you buy anything, then no one from a genuine company will ever ask you to hurry. No one will put pressure on you. So always keep in mind that if someone asks you to hurry in making the payment, then understand that he is thinking of committing fraud with you.
Avoid giving too much information
Generally, when you go to the site of an e-commerce company and make an online payment, then such information is not asked of you. According to AR Hemant, ABP Communications of Paisa Bazaar, before making a payment, definitely ask yourself a question. Am I being asked for more information? If you feel that you are being asked for more information while making a payment on a site or app, then stop yourself from making the payment.
No proper legitimate company asks you for your full card number, CVV, PIN, and password. You get to see such things. So understand that this is a fraud. Always give only the necessary information on such payments. Always save your personal information. Otherwise, you can be cheated.
Make your payment yourself
While making digital payments, you should check this thing whether I have done the transaction or not. If you are getting any unwanted payment requests, then proceed with caution, fraud people always send you fraud payment requests that look real. For this, you are also sent an invoice. That is why keep in mind that you have done some work and only pay for that. For example, if someone suddenly sends you a bill.
Then first find out by calling the company's official number or by visiting its website because nowadays many frauds are happening in which payment links are sent to people. It is said that if you do not make the payment immediately, your electricity connection will be disconnected.
Make transactions using safe and well-known payment channels
When you make a payment, first check whether the website through which you are making the payment is reputable or not. Is the payment gateway a fraud? Which company does the POS machine belong to? If you make an online payment, always check HTTPS on the website and also the verified payment symbol. Never make payment through public Wi-Fi.
Because it is very less secure. No matter how much technology and security have increased. But most of the people get cheated due to their own mistakes. That is why when you make a payment, take special care of all the things mentioned.
(PC: Freepik)
