In today's era, almost everyone transacts money digitally. Whether to buy something or send money to someone, people are seen transferring money online. Meaning, a lot of things have become easier with online payment. Not only this, in the last few years people also done a lot of online shopping. Amidst all this, if we talk about transferring money, then many times it is seen that people transfer money to the wrong bank account by mistake. So, can you get back the money sent to the wrong bank account? After all, what does the rule say about this? So let's know about this. You can learn about it further...
What to do?
If you transfer money to the wrong account, you can get it back. For this, you should first go to your bank and inform the concerned officer about this. Give him all the evidence, so that he can take action quickly. If the money is transferred to the account of the same bank branch, then the bank acts as an intermediary in this.
The bank talks to or emails the person to whose bank account the money has been transferred by mistake. Then after obtaining the permission of that account holder, the bank returns the money to your bank account within seven days.
Know this also
If for some reason the other person refuses to return your money, then you can lodge an FIR in the name of that account holder i.e. get legal help.
You can get your money back through the legal process. However, if the account holder talks to you and agrees to return your money, then the bank may ask you to submit copies of some related documents.
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