From social media account to bank account, mobile number plays an important role. Password and other changes are done through OTP only with the help of a mobile number in the bank account. What if someone else is using your mobile number and OTP? For your information, let us tell you that even if the SIM card is in your phone, your mobile number can also be used by another person. With the help of SIM card swapping and cloning, another person can gain access to your SIM. Several advisories have also been issued regarding this. Let's understand it easily.
Bank account can be empty due to sim swapping
SIM swapping is so dangerous that with its help your bank account can be emptied without you even knowing it. Actually, in this, the fraudsters first collect some basic details and then get the second SIM of your number issued by the telecom service provider through a fake ID.
Scammers tell the telecom service provider that your SIM is stolen or lost and get it blocked. For this, they use only your fake and collected information. Your sim gets blocked as soon as the number is issued to them. This whole process is called SIM swapping. After this, all the OTPs related to your bank account start coming on it and your bank account can also be empty.
Fraud happened to many people
Now the cases of fraud and scams are increasing in India. Such cases are coming to the fore from different parts of India. Scammers are adopting new methods to cheat. SIM swapping is one of them. In SIM swapping scammers would have emptied your bank by the time you would understand.
What is the way to escape?
If to avoid SIM card swapping, do not lend your mobile phone to anyone. Do not share your documents, or personal information on social media, and also do not share with any unknown person. For whatever reason, if you feel that your SIM card has suddenly become inactive, then the first thing you should do is change your banking password. Also, inform the bank about this and get the credit-debit card blocked immediately along with the account. Register your complaint by visiting cybercrime.gov.in.
(pc amarujala)
