If you are planning to invest in a scheme to get a secure and guaranteed pension. In such a situation, today we are going to tell you about a very wonderful scheme of LIC. The name of this scheme is the LIC Saral Pension Plan. Many schemes of LIC are quite popular. Many people in the country see LIC as a safe investment option. In such a situation, instead of investing in any other schemes, most people keep various schemes of LIC as their priority. Keeping in mind the investors and their needs, LIC is operating many schemes. Today we are going to tell you about LIC's Saral Pension Plan, where you get many great benefits by investing. Let us know about it in detail -
LIC's Saral Pension Plan is a non-linked, single premium, individual immediate annuity plan. In LIC's Saral Pension Scheme, you have to invest in a lump sum. After that, you start getting a pension.
In this scheme, you deposit a single premium in a lump sum. The pension amount is decided on that basis. You get the pension amount throughout your life. You can surrender this LIC policy anytime after 6 months of its inception.
Only those people whose minimum age is 40 years can invest in LIC's Saral Pension Plan. If we talk about the maximum age limit, it has been fixed at 80 years.
Under this scheme, you can get pension benefits on a monthly, quarterly, or half yearly basis. Suppose you are 42 years old and you buy an annuity of Rs 30 lakh. In such a situation, you will get a pension of Rs 12,388 every month under this scheme.
(PC: iStock)