Indian Railways is the fourth largest rail system in the world. Every day crores of passengers travel by train in India. For which Indian Railways has to run thousands of trains. Traveling by train is very convenient and comfortable. So along with this, you get train tickets at a much lower price than flights. That is why most of the passengers in India prefer to travel by train. Most of the people travel by train after making reservations.
Because there is not much crowd in reserved coaches. And the journey is completed very easily. So along with this, when you make a reservation. Then you also get the facility of insurance on online booking during reservation. That is, if there is an accident on the train, then you also get insurance. Meanwhile, this question also comes to the mind of the people whether insurance money is included in the local train tickets. Let us give you the answer to this.
There is no insurance on local train tickets.
Indian Railways provides you insurance facility only in online reserved trains and that too is an optional facility. On the other hand, if we talk about local trains, then you do not get this facility in them. That is if there is an accident with a local train. Then the passengers traveling in it are not given insurance facilities by the railways. However, the injured and dead passengers in the accident are compensated by the railways and the Government of India. And neither is your insurance money deducted from the local train tickets.
The option is available in the online reservation
The passengers who book tickets online get insurance facilities from the railways. You get this facility in both sleeper and single coaches. For this, when you book a ticket online with your IRCTC ID or get it booked by someone.
Then you get the option of insurance. After clicking yes on it, you get the facility of insurance. For this, you have to pay 0.45 paise. If you click on the option, then you will not get the facility of insurance.
(PC: Freepik)
