Nowadays everyone does online transactions. From small tasks to paying children's fees, we find it better to do online transactions for every task. Let us tell you that on the one hand, it is convenient to make online payments. At the same time, it also has some disadvantages. Let us know how to do secure online transactions.
Must set OTP
According to the official website of HDFC, "No employee of the bank will ever ask you for OTP. Sharing it with anyone else can lead to scams." The official website of SBI also confirms this. According to the website, "Do not share your internet banking ID, password or OTP with anyone. Similarly, the CVV on the back of your debit card should also not be shared with anyone." What happens is that many times your credit card details fall into the wrong hands. By setting OTP, no one will be able to fraud you even after getting your details.
Take care of the portal
Nowadays, you will find different types of online portals to visit. Before making any transaction by visiting any portal, please check whether it is reliable or not. You may get cheated if you get information on the wrong portal.
Take care of the device
Very often when we do a transaction, a question pops up asking whether you have to save the information. Try not to save details. Also, do not make online payments from any device other than a personal device.
NEFT is a better option
Let us tell you that nowadays most people do transactions with the help of UPI. However, paying through NEFT is more secure than UPI.
Do not share a password
Apart from all these tips, do not share any password related to the bank's app. Also, avoid logging into your bank account on someone else's phone.
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