If you are employed and a certain amount of your salary is deposited in EPFO every month, then you must be aware of EPFO's EDLI scheme (Employees Deposit Linked Insurance-EDLI). This scheme is run by EPFO. If an EPFO member dies due to any reason during his employment period, then under this insurance scheme the family gets assistance of up to Rs 7 lakh. Generally, people are aware of this scheme but are not aware of Form-5IF. This is the form through which the amount received under EDLI is claimed. Know the special things related to this form-

These people can claim the EDLI amount
If the EPF subscriber dies untimely, his nominee or legal heir can claim insurance coverage. For this, the age of the nominee should be at least 18 years. If it is less than this, the parents can make a claim on his behalf.

Form-5IF is filled out offline
Form-5IF is filled offline. This form has to be submitted to the office of the Regional EPF Commissioner after the attestation of the claim for whatever benefits the nominee is entitled to receive in the event of the death of the EPFO member. In this form, the information sought about the deceased member, along with all the information related to the claimant is entered. During this, some important documents also have to be submitted along with the form like the death certificate of an EPFO member, succession certificate canceled check, etc. If the claim is being made on behalf of the guardian of the minor, then a guardianship certificate has to be given.

The form has to be verified
After filling out this form, the claimant has to get it verified by the employer/company where the EPFO member was working at the time of his death, after which it is submitted. Such a situation may also arise when the company is closed, in this situation you can submit it after getting it verified by the officers mentioned here-

Magistrate
gazetted officer
Chairman of Gram Panchayat where there is no Union Board
Chairman/Secretary/Member of Municipal/District Local Board
Members of Parliament/Assembly
Members of CBT/Area Committee/EPF
Manager of the bank in which you have a bank account
Head of any recognized educational institution.

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