If you are employed, then your salary must come from the bank account only. Not only this, but children also have zero bank accounts and people have savings and current accounts, etc. Not only this, but many people also have more than one bank account which they use. But many times we have more than one bank account, but we want to close any of these accounts. In such a situation, if you also want to close any of your bank accounts, then before this you should know about some important things. If you do not take care of these things, then you can also suffer loss. So let's know what these things are...
Before closing a bank account, keep these things in mind:-
First thing
If you also have a bank account that you want to close, then first know that you should not close any of your accounts before one year. If you close any of your accounts within a year of opening it, then you may have to pay a closing charge for closing the account.
Now you must be thinking how can we close your bank account so that you do not have to pay the charge, for this, the bank gives you this time within 14 days of opening the account so that you can close your bank account without any charge. Apart from this, you can close your account even after the completion of one year without paying any closing charge.
Know these things too
If you are closing any of your bank accounts and if there is money deposited in that account, then you can withdraw it. But you can get cash only up to Rs 20,000 and if there is more amount deposited in the account, then you cannot get that cash.
In such a situation, if you have more than Rs 20,000 deposited in your bank account, then you have to transfer this money to any other bank account. For this, you have to provide your bank account details to the bank and then the bank transfers the money to that account.
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