By Jitendra Jangid- Friends, people who have to travel long distances travel by bus, train, which is convenient and economical. In India, many passengers know that the Indian Railways provides travel insurance at the time of ticket booking. But what about government buses? Is there a similar insurance facility for road travel through State Transport Corporation buses? Let us tell you today through this article-
What about government buses?
While most people associate travel insurance with trains, many government bus services also provide accident insurance, although awareness about it is low.
Key points about insurance in government buses:
Available in many states:
Every state has its own system for accident insurance in government buses. However, there is no uniform policy across the country.
Nominal charges included in the ticket: For example, in Uttar Pradesh (UP) Roadways, passengers are charged a small insurance charge (₹1) as part of their bus ticket.
Compensation amount: In case of an accident involving a UP Roadways bus, passengers are eligible for compensation of up to ₹5 lakh.
Fare-based insurance contribution: Generally, a minimum of 50 paise to ₹2.50 is included in the fare for insurance, depending on the distance and fare amount.
Compensation in case of injury or death: Even though no specific insurance system is highlighted, many state governments provide ex-gratia compensation to victims of road accidents involving public transport.
