Bank Holiday Tomorrow: RBI Holiday Calendar Confirms Bank Closure in One City on July 22

If you're planning to visit your bank branch on Wednesday, July 22, 2026, it's worth checking the Reserve Bank of India's (RBI) official holiday schedule before stepping out. While banking operations will continue normally across most parts of the country, branches in one city will remain closed due to a regional festival.

Here's everything you need to know about the bank holiday on July 22, the reason behind the closure, and which banking services will remain available.

Banks to Remain Closed in Agartala on July 22

According to the RBI's official bank holiday calendar, all public and private sector bank branches in Agartala, Tripura, will remain closed on July 22, 2026.

The holiday has been declared to mark Kharchi Puja, one of Tripura's most important religious festivals. Since the festival is observed as a regional public holiday, banking operations in Agartala will remain suspended for the day.

Customers in Tripura are advised to complete urgent branch-related work either before the holiday or on the following working day.

Banking Services to Continue Across the Rest of India

The July 22 holiday is limited to Agartala and does not affect banking operations in the rest of the country.

Bank branches in major cities, including:

• Delhi
• Mumbai
• Kolkata
• Chennai
• Bengaluru
• Hyderabad
• Lucknow
• Jaipur
• Ahmedabad
• Pune

will function as per their regular business hours.

If you live outside Agartala, you can expect normal banking services unless your branch has announced any local administrative closure.

Why Is Kharchi Puja Celebrated?

Kharchi Puja is one of the oldest and most significant Hindu festivals celebrated in the state of Tripura. The annual festival takes place at the historic Chaturdasha Devata Temple in Old Agartala and attracts thousands of devotees every year.

The celebration extends over seven days and is dedicated to the worship of the fourteen guardian deities of Tripura. Religious rituals, cultural events, and community gatherings form an important part of the festival, making it one of the state's biggest traditional observances.

Because of its cultural and religious significance, the state government declares a public holiday during the festival, leading to the closure of banks and several government offices.

When Is the Next Bank Holiday After July 22?

After the regional holiday on July 22, the next scheduled bank holiday across India will fall on Saturday, July 25, 2026.

Since it is the fourth Saturday of the month, banks throughout the country will remain closed in accordance with RBI's banking holiday guidelines.

Under RBI rules:

• Banks remain closed on the second Saturday of every month.
• Banks also remain closed on the fourth Saturday of every month.
• All Sundays are regular weekly holidays.

Customers planning branch visits around the weekend should keep these closures in mind.

Online Banking Services Will Continue Without Interruption

Even though physical bank branches in Agartala will remain closed, customers can continue using most banking facilities digitally.

The following services will remain operational:

• UPI transactions
• Internet banking
• Mobile banking apps
• ATM cash withdrawals
• Cash Deposit Machines (CDMs)
• Balance enquiry and mini statements
• Online fund transfers through NEFT, RTGS (as applicable), and IMPS

These digital channels allow customers to carry out routine banking activities without visiting a branch.

Plan Your Banking Activities Accordingly

Regional bank holidays generally affect only branch operations in specific locations. Therefore, customers should always verify the RBI holiday calendar before scheduling important banking work such as cheque deposits, account-related documentation, loan processing, or locker access.

For July 22, 2026, bank branches will remain closed only in Agartala due to Kharchi Puja, while banking services across the rest of India will continue as usual. Those requiring in-person banking services in Tripura should plan their visit accordingly, while customers elsewhere can expect normal branch operations.