Friends, as we all know, on the first date of every month, the government changes many rules, which affect your pocket, many financial rules are going to change in August 2025, and these changes can directly affect your monthly budget. Some rules will increase your expenses, while some can give relief. Let's know about it-
1. Change in Credit Card Rules (SBI Card)
If you are an SBI credit cardholder, then you may get a shock. From August 11, 2025, SBI will discontinue the free air accident insurance cover available on many co-branded cards.
2. Possible change in LPG prices
Like every month, the prices of LPG and commercial cylinders are expected to be revised on August 1, 2025.
On July 1, the price of a 19-kg commercial cylinder was reduced by ₹60, but domestic LPG prices remained unchanged.
There is speculation that domestic LPG prices may be revised (possibly reduced) from August, which may provide relief to households.
3. New UPI rules (effective from August 1)
The National Payments Corporation of India (NPCI) is introducing new rules to make digital transactions easier.
Limit to check balance on UPI app 50 times per day
Bank account verification (linked to mobile number) limited to 25 times per day.
Autopay transactions (Netflix, SIP, mutual funds) will now be processed in three fixed time frames:
Before 10:00 am
1:00 pm to 5:00 pm
After 9:30 pm
The status of failed transactions will be checked only three times per day, with a mandatory 90-second gap between each check.
While these rules do not affect regular payments, they govern app usage and background checks to reduce server load.
4. CNG and PNG price revisions
Oil companies often revise CNG and PNG prices monthly, although there has been no change since April 2025.
The last revision was on April 9, when CNG was priced at ₹79.50/kg and PNG at ₹49/unit in Mumbai.
If there is a fresh hike in August, it will be the fifth revision in six months, pushing up transport and domestic fuel costs.
5. Bank Holidays in August
The Reserve Bank of India (RBI) will release the official list of bank holidays for August 2025.
Banks will remain closed on festivals, national holidays and weekends.
The dates may vary by state, so it is important to check the holiday list to plan financial transactions, cheque deposits or branch visits in advance.
