Gold and Silver Rate Update: With the festive season approaching, gold and silver prices are attracting increased attention from jewellery buyers and precious metal investors across India. Many families traditionally purchase gold ornaments, coins and silver items during festivals and special occasions, making price movements particularly important for household budgets.

According to the price information provided in the report dated October 13, 2026, 24-carat gold is listed at ₹1,51,560 per 10 grams in Delhi, Rajasthan and several other states. Meanwhile, silver is quoted at ₹2,56,900 per kilogram in Delhi and ₹2,57,900 per kilogram in Rajasthan.

However, the underlying state-wise price tables are identified as October 12 figures. Therefore, these should be treated as the latest rates supplied in the report rather than independently confirmed live prices for October 13.

Gold and silver rates may vary across markets because of international precious metal prices, currency movements, local demand, taxes and dealer charges.

Here is a detailed look at the reported prices across major Indian states.

Gold Prices in India: Latest 24K, 22K, 18K and 14K Rates

Gold is sold in different purity categories, with 24-carat gold generally representing the highest purity commonly quoted in the retail market.

Meanwhile, 22-carat and 18-carat gold are frequently used in jewellery manufacturing because alloying can improve durability.

The reported prices show relatively small differences between several states.

State-Wise Gold Rate List

Reported October 12, 2026 prices, reproduced from the October 13 article. Assumed unit: ₹ per 10 grams.

Among the listed locations, the reported 24-carat gold rate ranges from ₹1,51,410 to ₹1,51,560 per 10 grams.

This represents a difference of ₹150 between the lowest and highest quoted rates.

Buyers should verify the applicable weight unit and current local quotation before purchasing, as the original report does not independently establish the unit for every gold entry.

Gold Rate in Delhi, Rajasthan, Maharashtra and Other Major Markets

In Delhi, the supplied rate for 24-carat gold stands at ₹1,51,560 per 10 grams, while 22-carat gold is listed at ₹1,38,940.

Rajasthan shows the same reported prices, making these figures relevant for jewellery buyers in markets such as Jaipur.

In Maharashtra, 24-carat gold is quoted at ₹1,51,410, while 22-carat gold stands at ₹1,38,790.

Bihar records a slightly different price structure, with 24-carat gold listed at ₹1,51,460 and 22-carat gold at ₹1,38,840.

Actual jewellery bills may be higher than the quoted metal value because of making charges, GST and other applicable costs.

Silver Prices: Latest Rates From 1 Gram to 1 Kilogram

Silver is another precious metal that attracts substantial demand during India's festive and wedding seasons.

Apart from jewellery, silver is commonly purchased in the form of coins, utensils, decorative articles and investment products.

The supplied data indicates noticeable differences in silver prices across states.

State-Wise Silver Price List

Reported October 12, 2026 prices from the supplied article. Per-gram figures are rounded as reported.

According to these figures, Gujarat and Kerala have the highest listed silver prices at ₹2,63,900 per kilogram.

Meanwhile, West Bengal, Punjab, Karnataka and Chandigarh record the lowest listed rates at ₹2,51,900 per kilogram.

The difference between the highest and lowest quoted prices is ₹12,000 per kilogram.

Why Do Gold and Silver Prices Change Across India?

Several economic and market factors influence precious metal prices.

International gold and silver quotations are important because India imports substantial quantities of precious metals.

Changes in the value of the Indian rupee against the US dollar can also affect domestic prices.

When the rupee weakens, imported precious metals may become more expensive in rupee terms, even if international prices remain unchanged.

Domestic demand during festivals and wedding seasons can influence local premiums and retail market conditions.

Transportation expenses, dealer margins and regional supply arrangements may create further differences between locations.

Interest rate expectations and global economic uncertainty can also influence investment demand for precious metals.

However, the figures supplied here do not include a comparable previous-day dataset sufficient to establish how much prices increased on October 13.

What Should Buyers Check Before Purchasing Gold Jewellery?

Consumers planning to buy gold jewellery should consider more than the displayed gold rate.

Purity is particularly important because jewellery may be manufactured using different gold alloys.

In India, buyers should check for applicable BIS hallmarking details and verify the Hallmark Unique Identification (HUID) where available.

The final bill should clearly mention the weight, purity, metal value, making charges and applicable taxes.

Making charges can vary significantly between jewellery designs and retailers.

Customers should also understand the jeweller's exchange and buyback conditions before completing a purchase.

Comparing prices at multiple authorised jewellery stores may help buyers make more informed decisions.

Is Silver a Good Investment During the Festive Season?

Silver can be purchased for personal use, gifting or investment purposes.

However, its price can fluctuate considerably because it is influenced by both investment demand and industrial consumption.

Investors should consider the form in which they intend to hold silver.

Physical silver involves storage, purity verification and possible buying or selling spreads.

Other investment products may have different charges, risks and liquidity conditions.

A recent increase in precious metal prices does not guarantee that prices will continue rising.

Anyone considering a substantial investment should assess their financial objectives and risk tolerance before making a decision.

Conclusion

The gold and silver rates included in the October 13, 2026 report show 24-carat gold at ₹1,51,560 per 10 grams in Delhi and Rajasthan, while 22-carat gold is listed at ₹1,38,940.

For silver, the reported price stands at ₹2,56,900 per kilogram in Delhi and ₹2,57,900 in Rajasthan.

With festive shopping gaining attention, buyers may find it useful to compare prices across jewellery markets and monitor changes in international precious metal rates.

Disclaimer: The state-wise prices reproduced above are identified as October 12, 2026 figures in the supplied material, despite the article's October 13 publication date. They have not been independently verified as live market quotations. Buyers should confirm current prices, purity, applicable taxes and making charges with an authorised dealer before purchasing.