The Indian Central Government runs various types of schemes for the economically weaker people of their country, which are run to help these people and improve their lifestyle, one such scheme is the Employees State Insurance Corporation (ESIC), which works under the Employees State Insurance Scheme, which is an initiative launched by the Government of India to provide social and financial security to employees. This scheme was launched to assist workers during illness, maternity, unemployment and job-related health problems, let's know full details about it-

Cover more than 3 crore families

More than 12 lakh factories and businesses are registered under this scheme, benefiting more than 3 crore families across the country.

Medical benefits for the whole family

Under this scheme, insured employees and their dependents get free medical treatment including hospitalization, surgery and specialist consultation.

Maternity Benefit

Female policyholders are eligible to receive full daily wages for up to 26 weeks during maternity leave.

Sickness Benefit

In case of illness, the insured worker can receive daily wage payment for up to 91 days in a year.

Unemployment Allowance

If an employee becomes unemployed due to factory closure or other valid reasons, he or she is eligible to receive monthly income support for up to 24 months.

Who can avail this scheme?

To be eligible:

The person should have a monthly income of ₹21,000 or less.

For persons with disabilities, the income limit is ₹25,000 per month.

Apart from the employee, dependent family members are also covered under this scheme for medical benefits.

This scheme ensures that employees and their families are financially secure in times of need.