Governments run many types of beneficial and welfare schemes. Sometimes by itself, by bringing a scheme to the post office, the government works to benefit the needy people. At present, many schemes like free ration, housing, Ujjwala, Ayushman Card, and PM Vishwakarma are running in the country. One such scheme is Sukanya Samriddhi Yojana. This can be a great scheme for your daughter, but do you know about this scheme? If not, then let us know what is Sukanya Samriddhi Yojana is and how you can take advantage of it. You can know about this in the next slides...
What is Sukanya Samriddhi Yojana?
Sukanya Samriddhi Yojana is run by the central government, the benefit of which can be directly available to your daughter. In this, you have to invest first, which can be a very small amount. After this, at the time of maturity, your daughter gets money which you can use for her studies and further marriage.
You can invest this much
Whenever we invest somewhere, we think that we should invest very little or we should have to pay less money every month and get good returns. So if you want to invest in Sukanya Samriddhi Yojana, then you can invest a minimum of Rs 250 and a maximum of Rs 1.5 lakh here. In this, you can get more than 7 percent interest.
What is the age limit?
If you also want to add your daughter's name to Sukanya Samriddhi Yojana, then note that in this scheme you can open your daughter's account before the age of 10 years. Then her account can be operated till she turns 18 or 21 years old.
How to join and when can you withdraw money?
To join Sukanya Samriddhi Yojana, you can open your daughter's account by going to the post office. Apart from this, you can also open your daughter's account by going to a commercial bank branch. When your daughter turns 18, you can withdraw up to 50 percent of the money from the scheme for her education.
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