UPI has gained tremendous popularity as a payment method in India. It is widely used for bill payments, shopping, and even small-amount transactions. There are many reasons for this, the main reason being that it is very simple to use. It only requires a smartphone, a mobile number linked to a bank account, an internet connection, and a UPI app.

Users can easily pay others with the help of their UPI ID. In this episode, NPCI has launched a new feature called UPI number which further promotes the process of online transactions. With the help of a UPI number, you can also make payments in the UPI of other apps. So let us know in detail in this article what is UPI number and how to set it in your bank account...

What is the UPI number?
A UPI number is a number confirmed by the bank which is the identifier of your UPI ID. Through this, we can transact money with any user, even if he is using the UPI of another app.

Users can create 3 unique UPI numbers from their one UPI ID, which can be their phone number or any 8-9 digit numeric ID of their choice. It is worth noting that the UPI number can also be of 10 digits but this will happen only when the user wants to make his mobile number as his UPI number.

It is also important to note that UPI users cannot receive payments from other apps through their phone number unless they set their phone number as a UPI number. However, they can still receive payments through their UPI ID. UPI numbers can be easily created on Google Pay and PhonePe.

This is the way to create a UPI number...

How to create a UPI number on Google Pay?

First of all, click on your profile photo.

After this click on "Payment Method", and select the bank account for which you want to create a UPI number.

Now click on "Manage UPI Number"

Then choose your preferred UPI number and click on 'Continue' to save it and as soon as you do this your UPI number will be created.

How to create a UPI number on PhonePe?

To create a UPI number, first, open the PhonePe app and click on your profile photo.

Then go to the Payment Management section and click on UPI Settings

After this, tap on the UPI number appearing on the screen

Now select the bank account for which you want to set an 8 or 9-digit UPI number

Then set a unique 8 or 9-digit UPI number and after that tap on Verify

In such a case, if the UPI number is available, then click on Confirm and Create after which your UPI number will be created.

(PC: Adobe stock)