From online bill payment to buying tea, fruits, and vegetables, we take the help of online payment i.e. UPI to pay most of the money. In such a situation, there is a need to enter the bin every time for payment. But for small payments, it becomes troublesome many times. In such a situation, we are telling you the way to make a payment without a PIN, which will make your transaction very easy. Let us know.

Use UPI Lite
UPI Lite is a very useful facility for small payments. UPI Lite is an on-device wallet that allows users to make instant payments up to a certain value without the need for a PIN. Due to this, transactions also become very fast. It has many benefits. For example, small transactions of Rs 18 do not appear in bank transactions. Second, it does not require users to enter a PIN for every transaction up to a certain amount. Now most UPI apps support UPI Lite.

Know the limit of UPI Lite also
UPI Tite allows users to transact up to Rs 200 at a time without a PIN. At the same time, users can add up to Rs 2000 to the UPI Lite wallet twice a day. That means users can add and spend up to Rs 4,000 per day. Moreover, there are no additional charges for the transaction. There is also no need for KYC. Its biggest advantage is that once activated, UPI Lite makes all transactions of Rs 200 or less in one click.

List of banks supporting UPI Lite
AU Small Finance Bank
Axis Bank
Bank of India
ICICI Bank
Indian Bank
Kotak Bank
State Bank Of India
South Indian Bank
Union Bank

How to set UPI Lite on Paytm
Open the Paytm app and tap on the UPI Lite icon.

Now select the bank account and enter the amount you want to add.

Authenticate with the help of MPIN and now you will be able to make payment through UPI Lite payment without PIN.

How to set UPI Lite on GPay
Open the Google Pay app and select the bank that supports UPI Lite.

Now you have to authenticate the payment by entering the money. Now your UPI Lite will be activated.

How to set UPI Lite on BHIM UPI
Open the BHIM UPI app, and select UPI Lite.

Then select the bank account and enter the amount (up to Rs 2,000)

To activate UPI Lite, add money with the help of MPIN.
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