New Delhi Savings Schemes: Loan rates have become very expensive due to RBI's increase in repo rate. But this has greatly benefited investors. There are many banks that are paying their FD scheme up to 7.50 percent. At the same time, small finance banks are paying more than 9 percent interest on their FD scheme. Here we are giving you a great option to make income. These are as 4 options for investment. Where you are getting a lot of returns.
National saving certificate
Let us tell you that in this special scheme of the post office, you can easily invest at least 100 rupees. It has a maturity period of 5 years. At the same time, there is no maximum limit to invest in it. The annual interest is being paid at the rate of 7.7 per cent for investing in the scheme.
SSC Scheme
At the same time, Nirmala Sitharaman made a big announcement for senior citizens along with implementing the new tax system. Under this, it has been increased from 15 lakhs to 30 lakh rupees for the elderly. The elderly are getting more returns from this change. Right now interest is being received at the rate of 8.2 percent. At the same time, the limit of investing on behalf of the Finance Minister will get Rs 30 lakh with interest of up to Rs 12.30 lakh at the maturity of 5 years at 8.2 per cent at 8.2 per cent. It will get a monthly Rs 20500.
Post Office Time Deposit Scheme
Government can invest in this scheme for 1 year, 2 years, 3 years and 5 years. It can invest up to at least 1000 rupees. There is no limit to investing maximum. Investors get simple interest on this scheme. In this scheme, interest is available at the rate of 7.5 per cent on investment of 6.90 per cent, 2, 3 and 5 years for 1 year from 1 July to 30 September.
RBI Floating Rate Savings Bond
Talking about RBI floating rate savings bonds, its interest rate is related to NSC scheme. Its interest rate is 0.35 percent higher than the interest rate of NSC. Any change in NSC interest rate will be seen at the interest rate given on RBI saving bonds. Currently, interest is paid at the rate of 0.35 per cent in NSC interest rate. The interest rate on RBI saving bonds is 8.05 percent. The minimum investment in these bonds starts at 1 thousand rupees. There is no limit to investing McSims.