Whether you live in a village or an urban area, these days you must have a bank account. The government also emphasized opening bank accounts for the people and got their Jan Dhan accounts opened. At the same time, there are many people who have more than one bank account. For example, a salary account and one or more savings accounts, etc. In such a situation, many times people want to close some of their accounts, but if you do not take care of some things during this time, then you may suffer loss and regret later. Yes, therefore, while closing the bank account, you should know some things, about which you can know in the next slides. So let's know about this...
Know these things first:-
Number 1
Many times people open a bank account but after some time decide to close it. In such a situation, many banks even charge closing charges from customers for closing the account. If you want to avoid this charge, then keep in mind that if you are closing an account then do it only after one year, because in such a situation no charge has to be paid.
Number 2
If you have opened a bank account and want to close it without paying any closing charge, then the bank gives you 14 days' for this. Under the rules, if you close your bank account within 14 days of opening the account, then you do not have to pay any charges.
Number 3
If you are closing any of your bank accounts, then you need to know how much money you will get in cash. In case of closing your account, the bank gives you cash only up to Rs 20 thousand.
At the same time, if more than Rs 20 thousand is deposited in your bank account, then in such a situation your remaining amount (other than Rs 20 thousand) is transferred to any other bank account of yours.
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