We all dream of giving a bright future to our daughters. In such a situation, after the birth of a daughter, we start saving money for her education and marriage. Significantly, most of us save our money and deposit it in the bank. We get only nominal returns in the name of interest on the money deposited in the savings account. In today's era, the rate of inflation is increasing rapidly. In such a situation, the value of the money saved in the bank is decreasing with time. In such a situation, if you are looking for a great scheme to shape your daughter's future, in which you do not have to face any kind of market risk. In such a situation, you can open your daughter's account in Sukanya Samriddhi Scheme. Investing in this scheme is getting excellent returns. Let us know in detail about this scheme –
At present, an interest rate of 8 percent is being received for investing in Sukanya Samriddhi Yojana. By investing in Sukanya Samriddhi Scheme, you also get tax exemption under section 80C of Income Tax. Sukanya Samriddhi Yojana is opened for 21 years.
Wherein the parents have to deposit the money in the name of the daughter only for 15 years. You can invest from 250 to 1.5 lakh rupees in Sukanya Samriddhi Yojana.
Raise 65.93 lakhs like this
If you calculate the old interest rate on a 7.6 basis, then if you invest Rs 1.5 lakh annually in this scheme in the name of your daughter every year. In this case, you can collect Rs 65,93,071 at the time of maturity.
Keep in mind that only daughters up to 10 years of age can open accounts in Sukanya Samriddhi Yojana. The tenure of the deposit in the scheme is for 15 years. And the maturity period is of 21 years.
(PC: Freepik)
