If a daughter is born in your house and you are looking for a good scheme to secure her future. In such a situation, this news is especially for you. Today we are going to tell you about the government's Sukanya Samriddhi Yojana. Sukanya Samriddhi Yojana is a great investment scheme being run by the government to secure the future of daughters. This scheme is quite popular in the country. At present, you are getting an interest rate of 8.2 percent on investing in Sukanya Samriddhi Yojana. You also get income tax exemption on investing in Sukanya Samriddhi Yojana. How much return you will get on investing in Sukanya Samriddhi Yojana depends on the interest rate and investment amount. In this episode, let us know about this scheme in detail -
To invest in Sukanya Samriddhi Yojana, the age of the daughter must be less than 10 years. In this scheme, you have to invest a minimum of Rs 250 in a financial year. At the same time, the maximum investment amount limit has been fixed at Rs 1.5 lakh.
The interest rate available in Sukanya Samriddhi Yojana is decided on a quarterly basis. In Sukanya Samriddhi Yojana, investment has to be made for 15 years after opening the daughter's account. Your account matures after 21 years from the date of opening the account.
In this episode, let us understand the mathematics with the help of which you can invest just Rs 12,500 and collect a large fund of about Rs 70 lakh in a few years. In this, after opening an account in Sukanya Samriddhi Yojana, you have to save Rs 12,500 every month and invest Rs 1.5 lakh annually for 15 years.
If calculated on the basis of the current interest rate of 8.2 percent, then after 21 years at the time of maturity, you will have a large fund of about Rs 70 lakh. You can use this money for your daughter's marriage or education.
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