SIM card swapping has become the biggest weapon of cyber fraud in the country today. Thousands of cases of fraud through SIM swapping have come to light from many states including Delhi and Mumbai, in which lakhs of rupees have been stolen from people's bank accounts by SIM swapping. Let us know what is SIM swapping and what the ways to avoid it…
What is SIM swapping?
SIM swap simply means changing the SIM card or getting another SIM from the same number. In SIM swapping, a new SIM is registered with your mobile number. After this your SIM card gets switched off and the network disappears from your mobile. In such a situation, the fraudster gets the SIM activated from your mobile number and taking advantage of this, he asks for OTP on your number and then withdraws money from your account.
This is how SIM swapping starts
These fraudsters call people for SIM card swapping and claim that they are calling from the office of your SIM card company. These fraudsters claim to increase internet speed and fix call drops. During this conversation, they ask you for the 20-digit SIM number which is written on the back of the SIM card. As soon as you say the number they ask you to press 1. By pressing 1, the authentication for issuing the new SIM card is completed and then the network disappears from your phone.
The network comes into the phone of the thug
As soon as the network of your SIM disappears, the fraudster gets the network in the SIM card present with your number. These swindlers are very smart. They already keep an eye on people and already have the ID and password of internet banking. For transactions, they only need OTP, which they complete by swapping the SIM.
What to do if you get cheated in SIM swapping
Suppose you have taken complete precautions but for some reason, this happens to you then what should you do? In case of any kind of fraud, first, get your debit or credit card blocked by calling customer care and then inform the bank in writing. Apart from this, you can also give this information to Cyber Dost, an organization working under the Home Ministry, on Twitter. You can also complain about this by visiting https://cybercrime.gov.in/.
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