The number of poor people in the country is quite high. These people have to face many problems to survive in life. Keeping this in view, the central and state governments are running many schemes. In this series, today we are going to tell you about a very wonderful scheme of the Government of India. The name of this scheme of the government is Pradhan Mantri Jeevan Jyoti Bima Yojana. The Government of India wants to connect the poor people in the country with life insurance coverage through Jeevan Jyoti Insurance Scheme. The Government of India started this scheme in the year 2015. Under this insurance cover scheme, if a person dies due to illness or accident. In such a situation, the nominee is given an insurance cover of Rs 2 lakh. In this episode, let us know about this scheme in detail -
To avail of the benefit of Pradhan Mantri Jeevan Jyoti Bima Yojana, you have to pay a premium of Rs 436 annually. That means you have to save around Rs 36 every month and deposit a premium amount of Rs 436 annually.
This amount of premium is automatically deducted from the bank account between May 25 and May 31. The period of Pradhan Mantri Jeevan Jyoti Bima Yojana is between 1st June to 31st May.
A person between 18 to 50 years of age can avail of the benefit of this scheme. If you want to take advantage of this scheme. In such a situation, you must have a bank account.
The special thing about this scheme is that this you do not have to undergo any kind of medical checkup. To apply for this scheme, you must have documents like an Aadhar card, identity card, bank account passbook, mobile number, passport-size photo, etc.
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