In today's times, having your own house is no less than the fulfillment of a dream, because you can buy a house only after spending lakhs and crores of rupees. That is why even today a large section of people are forced to live on rent. Keeping all these things in mind, in the year 2015, the Central Government started a scheme, under which people are given financial assistance to build houses. The name of this scheme is Pradhan Mantri Awas Yojana. You can also take advantage of this scheme. Provided you are eligible for it. You just have to check your eligibility before applying, which you can also find out by looking at the eligibility list. So let us know who can join this scheme and who cannot. You can learn about this further...
Who can avail of the benefits?
If we talk about those people who can avail benefits, then first of all those people who do not have a residential unit can join this scheme.
People who have BPL cards or have low income etc.
The annual income of those applying for the Economic Weaker Section i.e. EWS should be between Rs 0-3 lakh.
If you are applying in a Lower Income Group i.e. LIG, then your annual income should be between Rs 3-6 lakh.
To apply for Middle Income Group 1 i.e. MIG 1, the annual income should be Rs 6-12 lakh.
Whereas, to apply for Middle Income Group 2 i.e. MIG 2, the annual income should be between Rs 12-18 lakh.
Who can't take advantage?
People who pay taxes
Those who have a government job or any member of their family has a government job
One who owns a company
Who already has a permanent house in an urban or rural area
Whose annual income is more than the prescribed limit etc.
Keep this in mind:-
If you are eligible to apply for PM Awas Yojana, then keep in mind that the applicant must be 18 years of age or older. Apart from this, it is also necessary for the applicant to be a citizen of India.
(PC: ISTOCK)
