Almost everyone has their bank account especially those who do jobs or business. After opening a bank account, the account holder also gets facilities like ATM cards and internet banking. At the same time, most of the people living in rural areas have a savings account in the post office. It is very easy to open this savings account. By submitting some documents and filling out the form, your account is opened in the post office, but do you know what are the benefits of opening a savings account in the post office? If not, then you can know here and also know the way to open an account. You can know about this in the next slides...
First, know who can open an account.
If you want to open an account in the post office, then you should know whether you can open this account or not...
A person who is an adult
Who is a citizen of India
If the child is a minor, then the parents or legal guardians can open an account in the post office on behalf of the child, etc.
These are the facilities available after opening an account
If you open a savings account in the post office, you get many facilities, such as...
The account holder is given an ATM card
A chequebook is given
E-banking/mobile banking facility is available
You get the facility to deposit a minimum of Rs 500 in the account, which is more nowadays when opening a bank account etc.
This is how you can open a post office:-
Step 1
If you want to open a savings account in the post office, first go to your nearest post office.
Go there and meet the concerned officer and take the account opening form from him.
Then fill in the required information asked in this form
Step 2
Then attach the relevant documents with this filled form, which include an Aadhaar card, address proof, etc.
After this, submit this filled form to the concerned officer
Then the officer checks your application and after finding everything correct, opens your savings account.
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