In today's era, people also save a large part of what they earn, so that they do not face financial crisis later. Some keep money in a bank, some get fixed deposits, some get money deposited in the post office, some get LIC done, some invest in other schemes, etc. But many times such work has to be done, due to which people have to take a loan. Some take a personal loan, some a home loan, and some other type of loan. But if you are taking a loan, then it is your responsibility to take special care of some things. Otherwise, you can also become a victim of fraud in the name of loan, because fraudsters are doing this. So let's know what things should be kept in mind while taking a loan...
Keep these things in mind while taking a loan:-
First thing
If you get any loan offer message, email, or call, do not share any confidential information without verification. Otherwise, you can become a victim of fraud, because fraudsters cheat people by giving them attractive loan offers and taking their information.
Another thing
Keep in mind that always try to take a loan from the bank only. It will be better if you don't fall into the trap of any app because many fake apps give loan approval to people. After this, she asks them to pay the processing fee and as soon as you give this amount, after that, she does not give you the loan and gets scammed with your money.
Third thing
Before taking a loan from a broker, investigate it thoroughly. Many times these brokers take all the documents from you show you fake loan approval documents and take you to blank cheques. After that, as long as you do not understand anything, then with the help of these checks, they get away with withdrawing money from your account.
The fourth point
Fraudsters are nowadays sending many tempting offers of loans to people over emails, messages, and even WhatsApp. A link is given in it, where you have to go and give your information, which also includes banking information. After this, an OTP comes on your mobile, which is asked to tell and as soon as you tell it, money is withdrawn from your account. So stay away from such fake links.
(PC: iStock)
