Earlier when people used to need money. Then they used to borrow money from acquaintances, friends, or relatives. But now people do not need to take money from others. Because now people have the option of bank. Bank provides loans according to the needs of the people. People have to take care of special things while taking a loan.
Otherwise, a lot of loss is incurred. Nowadays a lot of fraud is happening in the name of the loans. Recently many such incidents have come to the fore. Where people have been cheated of lakhs in the name of getting immediate loans. Let us tell you how you have to avoid these fraudsters.
Do not give any information on the call
Often such fraudsters try to cheat you by calling. These people ask for your bank-related information on call. They offer to get you a loan at a low interest rate. Along with this, these fraudsters also tell you that you will not have to wait much for the loan, your money will reach your account in a few days. Under the influence of all these things, people often give their personal information over the phone. Using which the fraudsters or fraud people cheat people a lot.
Do not click on any link
Many times the fraudsters talk to you with great respect and win your trust. Then they ask for your WhatsApp number. And then they tell you that we will send a link to it on which you will have to enter some information. Many times people get into their words and click on the link. By doing this, people get cheated. As soon as you click on the link, all your information reaches the fraudsters and they then misuse that information.
Never share OTP
To check the CIBIL score, people have to give their permission through OTP. Everyone knows this and all companies and banks check your CIBIL score to give you a loan. In such a situation, fraudsters ask for OTP from you on the pretext of checking your CIBIL score. Fraudsters take your information and send OTP to the bank for transactions. But if you share the OTP, then you may suffer a loss of lakhs.
(PC: Freepik)
