If you are asked what investment have you made for your future? So perhaps you must have made some investment. People invest in different places as per their choice, but have you invested in any scheme of the Life Insurance Corporation of India i.e. LIC? Probably not, but let us know that by investing here your money remains safe and you can also get good returns. There are many schemes in LIC, which you can avail, but on the occasion of this New Year, we are going to tell you about a special scheme for husband and wife, from where you can get good returns. So let's know about this. You can know about this scheme further…
Know about the scheme first:-
The name of the scheme is Jeevansathi Bima Plan
This scheme has been specially designed for husband and wife.
In this scheme, both (husband and wife) get different maturities in the same premium, and in the absence of one, the other does not have to pay the premium. Then when the policy expires, you get the benefit of two maturity periods.
Know this also
If for any reason one of the spouses dies, a lump sum amount is given immediately by LIC. At the same time, money is given to the other partner for some important expenses.
These are the benefits
If we talk about the benefits of the scheme, then in the absence of one partner, Rs 5 lakh is given immediately and no further premium has to be paid. Also, 50 thousand rupees are given every year. However, it depends on the premium amount at the time of choosing the plan.
Who can join?
Those who are 18 years old and 50 years old can also join this scheme.
The minimum term for investment is 13 years and a maximum of 25 years.
At the same time, the premium has to be paid for three years less than the number of years for which you take this policy.
(PC: iStock)