Saving is the need of the hour today. Also, to get good returns on money, it is also necessary that we invest them at the right time and in the scheme. You too must be saved separately. You should get good returns by investing the saved money in different schemes.
A question may come to your mind that there is a risk while investing. But it is not so. We talked about this topic with financial planner Rahul Srivastava. He said that women have a total of 4 options to invest up to Rs 5,000. Some of these options are as follows:
Sukanya Samriddhi Yojana
SukanyaSamriddhiYojana is one of the best schemes being run by the government these days. If your daughter's age is less than 10 years then you can invest in this scheme anytime. After the daughter turns 18 and 21, you will get the money back with interest, which you can use for education, marriage, etc.
Fixed Deposits
Nowadays you will get the option of a fixed deposit in almost every bank and post office. This is one of the safest and most cost-effective options for investing small amounts. The FD rate of each bank is different, related to which you can get the information by going to the branch.
Post Office Monthly Scheme
Financial planner Rahul Srivastava described the post office monthly scheme as one of the safest schemes. He said that the post office monthly scheme is a good option to start investing with less money.
National Savings Certificate
Buying National Savings Certificate from the post office is also a good option which is a tax-saving investment. Even from the point of view of interest, investing in National Savings Certificate is a good option.
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