Nowadays almost everyone has a bank account. Even the government got people to open free accounts through Jan Dhan bank accounts. At the same time, those who work have salary accounts, and the rest open savings or current accounts as per their needs, etc. At the same time, many people have more than one bank account, in which a minimum balance has to be maintained and if you do not do so, a fine is also imposed on your account, which gradually increases. In such a situation, if you also have any such additional bank account, that you do not use, then instead of leaving it like this, you can go to the bank and get it closed. This will not impose a fine on your account. So let us know how you can close unnecessary bank accounts. You can know about this further...
Know how to close unnecessary bank accounts:-
Step 1
If you also have a bank account that you do not use, then a fine may be imposed on it.
In such a situation, you can close that account, for which you have to go to the bank first.
By going here you have to take the account closure form and also take the de-linking form.
Step 2
After this fill both these forms
After filling in the information like name, address, and account number, you will have to fill in the reason for closing the bank account.
You will also have to provide information about your other bank accounts.
Step 3
After filling in all the information the account holder has to sign the form.
If there is a joint account, then both the account holders should sign and also go to the bank.
Be sure to take your account passbook with you.
Step 4
If you do not have a passbook, then definitely carry a debit card or checkbook.
Also, take your Aadhar card with you
Now submit the form, after which your account is closed and if there is excess money in the account, the money is transferred to your other account. Otherwise, cash is given.
(PC: iStock)
