You should invest your savings in a good place. We do not get that good return on the money deposited in the bank. If you also want to get good value on your savings, then today we are going to tell you about a very wonderful scheme of the post office. The name of this scheme is Gram Suraksha Yojana. By investing in this you will not have to face any kind of market risks. Gram Suraksha Yojana of Post Office is a very popular scheme in the country. This scheme has been started especially for the villagers. This scheme is being operated under the Postal Life Insurance Scheme. Under this scheme, you can secure your future financially by saving Rs 50. In this episode, let us know about this scheme in detail -
The sum assured of this scheme is Rs 10 thousand and the maximum you can invest in it is Rs 10 lakh. In this scheme, you can pay a premium on a monthly, quarterly, half-yearly, and yearly basis.
You can surrender this scheme after three years. The special thing about Gram Suraksha Yojana is that you also get a loan facility after 4 years of investing in it.
If you apply for this scheme at the age of 19 and buy Gram Suraksha Yojana worth Rs 10 lakh. In such a situation, you will have to save around Rs 50 daily and invest Rs 1515 in this scheme every month. You will have to make this investment every month for 55 years.
After investing in this scheme of post office, when you turn 80 years of age. After that, you will get Rs 35 lakh. You also get the facility of a bonus after five years of investing in this scheme.
(PC: iStock)
