If you are asked whether you have a bank account, your answer will probably be yes and many people even have more than one bank account. People deposit their hard-earned money in the bank, out of which they save for today's expenses as well as for tomorrow. Apart from this, some people take advantage of another facility of the bank and that is locker facility. However, the bank charges this separately from the customers. At the same time, people keep their jewelry, household papers, and valuables, and many people even keep money in them. In such a situation, if you keep any valuable items in your locker or you are getting a locker for the first time, then it is important for you to know some things. So let us know what are the rules regarding bank lockers. You can learn about this further...
How can I get the locker?
If you are 18 years old, you can get a locker in the bank.
For this, you have to make a rental agreement.
After this, the bank completes all the formalities and gives you the locker and you are charged rent according to the size of the locker.
How secure is your locker?
If you are going to get a locker, then first understand that if there is a theft in the bank, your locker may not remain safe. However, such situations are extremely rare.
At the same time, if there is any damage to the goods kept inside your locker due to flood, earthquake o
r any other natural disaster, then the bank does not take any responsibility for this.
Why doesn't the bank take responsibility?
Therefore, the bank does not take the responsibility of compensating the customers in case of loss of goods kept inside the locker, because the bank itself does not know what goods are inside the locker. In such a situation, it is difficult to estimate its value. Therefore the bank does not take responsibility for it.
Also, know this:-
If the customer loses the locker key, the bank gives you another key after charging some fee.
Although the bank does not open the locker of the customer, if the high-risk lockers are not operated for a year, then the bank can open the locker by sending a notice to the customer.
A locker is considered as safe as a bank. If the customer wants to get the locker closed, he will have to pay the full rent of the locker, empty the locker by taking out his belongings and then give the key to the bank, etc.
(PC: iStock)
