If your debit card is lost or stolen, you can face a lot of trouble. This can also lead to fraud. For this, you need to do some important work.

Using Debit Card, you can not only withdraw money from ATM, but you can also deposit the amount. You can also make any kind of purchase through a debit card. Apart from online shopping, you can also make payments through debit cards in the market. Currently, most people have started shopping through debit cards only. But if this debit card is lost or stolen somewhere, then you can be in big trouble. Know what to do if the debit card is lost.

Immediately inform the bank
If your debit card is lost, then do not delay in informing the bank, otherwise, you may have to bear the big consequences. Information can be given to the bank in several ways. This information can be given by visiting the bank branch, through the mobile application of the bank, or internet banking.

You can block the debit card You can also block the debit card yourself. For this, one has to report the loss of the card by logging into the banking portal. For this, select the card issued in your name. There will be a block option. When you block the debit card, its confirmation will be displayed immediately.

The message will come on mobile phone
When you block the debit card, then a message will also come on your registered mobile number about it. In this message, it is said that you have successfully blocked your debit card.

When to file FIR
If you think that your debit card has not been lost but stolen, then you should register an FIR about it at the nearest police station. It is necessary to do it here. After registering the FIR, a copy of the same will be given to you. Keep it handy. It may be needed later.

New Debit Card
Normally when banks block the debit card, the request for issuance of a new debit card is also accepted. Banks charge some charges for issuing a new card instead of a lost debit card. The new card is sent by registered post in two to three days.

Keep these things in mind
If you do not inform the bank about the loss of the debit card in time and you suffer any loss from it, then the bank does not take responsibility for it. But if you have informed the bank about the loss of the card in time, then the bank is legally bound to block the debit card.